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The Surgeon General’s Call to Action to Improve the Health and Wellness of Persons with DisabilitiesMedicare and Medicaid-Home and Community-Based ProgramsMany persons with disabilities rely on the federal-state Medicaid program and the federal Medicare programs of the Centers for Medicare and Medicaid Services (CMS) to assist with their health care needs. Both provide a public safety net for persons with disabilities; historically, both also have limitations (e.g., biases toward acute and institutional care and against preventive or home health care). In the past, people have been forced to “follow the money” to more expensive—often less appropriate—care. However, recent innovations are helping states to promote individual choice and community-based alternatives. MedicaidHome and community-based services are being provided by growing numbers of states through the CMS home-and community-based services program (HCBS) and through Independence Plus waivers. Information about these programs is available on-line, respectively at www.cms.hhs.gov/medicaid/1915c/design.asp and at www.cms.hhs.gov/independenceplus/.
The Medicaid Buy-In Program, authorized by Congress under the Ticket to Work and Work Incentives Improvement Act of 1999, recognizes that eliminating barriers to health care and creating incentives to work can greatly improve the financial independence and well-being of beneficiaries with disabilities. The program, adopted at state option, allows people to go to work while retaining essential Medicaid health care benefits. MedicareThe Medicare Modernization Act includes a number of specific provisions that focus on the needs of individuals with disabilities who qualify for Medicare coverage:
These services come on top of the new Medicare Part D prescription drug benefit that will allow Medicare beneficiaries to enroll in drug coverage through a prescription drug plan or Medicare health plan with Medicare paying for 75% of the premium. Additional benefits for Medicare beneficiaries who have limited means will cover, on average, 95% of their drug costs. All the new Medicare benefits are voluntary; beneficiaries may choose to keep their existing traditional coverage. Until that program is in effect (2006), individuals with disabilities and older adults will be able to use new medication discount cards to garner savings of about 10 to 15% on their total drug costs, with savings of up to 25% or more on individual prescriptions. Speedier Medicare Appeals can help ensure that individuals with disabilities are able to resolve appeals for Medicare benefits more quickly and efficiently as the result of a new Medicare-related program set in place by the Centers for Medicare and Medicaid Services. Last revised: January 4, 2007 |
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